In a medium bowl, whisk together eggs, cream, salt, and pepper until well-combined. Set aside.

Heat a skillet over medium heat and add olive oil. Sauté chopped onions and bell peppers for 5-7 minutes until tender.

Wipe the skillet clean, return it to medium-low heat, add butter, let it melt, and then pour in the egg mixture, stirring continuously for 1.5-2 minutes.

Once eggs are nearly done, fold in the sautéed veggies, tortilla chips, and cheddar cheese until evenly mixed.

Serve immediately, garnished with sour cream, lime wedges, cilantro, or avocado slices as desired.