Start by chopping your onion, red bell pepper, and green bell pepper into small pieces. Dice the steak into bite-sized chunks and set aside. Get your pre-cooked beans and canned tomatoes ready, ensuring you have all the ingredients for the Spicy Five Bean Steak and Sausage Chili at hand. This pre-preparation will make the cooking process smoother and faster.

In a large pot over medium-high heat, drizzle a little oil and add the diced steak. Sear the meat for about 5 minutes, stirring occasionally, until the pieces are browned on all sides. Once done, remove the steak from the pot and let it sit on a plate while you prepare the sausage, ensuring the fond remains in the pot for extra flavor.

Using the same pot, add the crumbled sausage to the hot oil and cook for about 7 minutes, stirring regularly until nicely browned. The goal is to develop a rich flavor and texture.

Return the browned steak to the pot with the sausage, then add all the pre-cooked beans and the canned tomatoes along with your prepared vegetables. Stir everything well to incorporate all the ingredients.

Bring the mixture to a vigorous simmer over medium-high heat, then reduce the heat to low. Cover the pot partially with a lid and let it simmer gently for at least 4-6 hours, stirring occasionally.

Once the chili has thickened and the flavors have developed, ladle the piping hot Spicy Five Bean Steak and Sausage Chili into bowls. Top each bowl with shredded cheese and a dollop of sour cream.